445 W. Philadelphia Street
York, PA 17401

Tel: +717-852-1390

Rates

Share/Savings Accounts

Club Accounts


Christmas 0.100% Div. Rate 0.100% APY *
Vacation 0.100% Div. Rate 0.100% APY *
Convenience 0.050% Div. Rate 0.050% APY *
Tax 0.050% Div. Rate 0.050% APY *

IRA Accounts


12 Month Term 0.300% Div. Rate 0.300% APY *
    $500 Minimum $250000 Maximum
24 Month Term 0.400% Div. Rate 0.400% APY *
$1000 Minimum $250000 Maximum

Share Accounts


Regular 0.050% Div. Rate 0.050% APY *
*APR (ANNUAL PERCENTAGE RATE)*APY (ANNUAL PERCENTAGE YIELD)

Share Certificate Accounts


6 Month Term 0.200% Div. Rate 0.200% APY *
    $500 Minimum $250000 Maximum
12 Month Term 0.300% Div. Rate 0.300% APY *
    $500 Minimum $250000 Maximum
24 Month Term 0.400% Div. Rate 0.400% APY *
    $1000 Minimum $250000 Maximum

Share Draft Accounts


Checking 0.050% Div. Rate 0.050% APY *
*APR (ANNUAL PERCENTAGE RATE)*APY (ANNUAL PERCENTAGE YIELD)

Loan Accounts

Unsecured Loans (Signature)


Signature As low as 8.50% APR Up to $10,000
Signature Line-of-Credit As low as 8.50% APR Up to $10,000
PACE VISA Credit Card 10.50% APR Up to $10,000

Share-Secured Loans


Share-Secured 3.00% APR 1 – 60 Months

Vehicle Loans


New Vehicle As low as 2.00% APR Terms Up to 72 Months
Used Vehicles 2015 and Up As low as 3.00% APR Terms Up to 72 Months
Used Vehicles 2003 thru 2014 As low as 3.50% APR Terms Up to 60 Months

Home Equity Line of Credit Loans


Home Equity Line of Credit 3.75% APR 1 – 60 Months
  Minumum $5,000
Home Equity Line of Credit 4.50% APR 61 – 120 Months
  Minumum $5,000
Home Equity Line of Credit 5.00% APR 121 – 180 Months
  Minumum $5,000
Home Equity Line of Credit Loans subject to availability of funds in accordance with Credit Union policy on real estate secured lending.
All loans subject to approval.

Fees & Disclosures

Loan Account Fees


RECORDING $79.50 & up
SATISFACTION $64.00
PROPERTY SEARCH $45.00
APPRAISAL $350.00 & up
VISA CREDIT CARD Late Payment Fee: $5.00 after 30 days
VISA CREDIT CARD Returned Check Fee: $5.00

Miscellaneous Fees


RETURN NSF/OVERDRAFT $25.00
RETURN NSF DEPOSIT $25.00
OVERDRAFT TRANSFER $5.00
STOP PAYMENT $5.00
CHECK COPY $5.00
WIRE TRANSFER- DOMESTIC $15.00
WIRE TRANSFER- INTERNATIONAL $30.00
WESTERN UNION – DOMESTIC $15.00 & up
WESTERN UNION – INTERNATIONAL $30.00 & up
FOREIGN CURRENCY $7.00 & up
MONEY ORDER -0-
VISA GIFT CARD $3.00
CERTIFIED CHECK -0-
VISA DEBIT/CHECK CARD -0-
VISA DEBIT/CREDIT CARD REPLACEMENT $5.00
CITIZENS STOP PAYMENT $35.00
ACH ORIGINATION $10.00
REGAL ENTERTAINMENT GROUP MOVIE TICKETS $9.00 per ticket
POSTAGE STAMPS $9.80 per book