Deposit Accounts

Dividend Rates and Annual Percentage Yield (APY) accurate as of September 18, 2024.

Share Accounts

Account	Dividend Rate	APY
Regular Shares	1.000%	1.000%

Club Accounts

Account	Dividend Rate	APY
Christmas Club	0.250%	0.250%
Convenience Club	0.250%	0.250%
Tax Club	0.250%	0.250%
Vacation Club	0.250%	0.250%
Visa Club	0.250%	0.250%

Share Certificates Of Deposits and IRA Accounts*

Term	Minimum	Maximum	Dividend Rate	APY
6 Month	$500	$250,000	1.050%	1.050%
12 Month	$500	$250,000	1.500%	1.500%
24 Month	$1000	$250,000	1.750%	1.750%
*IRA Accounts are only available in a 12 Month or 24 Month Term

Loan Accounts

Annual Percentage Rate (APR) is accurate as of January 1, 2025.

Unsecured (Signature) Loans

Loan	APR	Max Loan Amount
Signature Loan	As Low as 10.00%*	$10,000
Signature Line-Of-Credit (LOC)	As Low as 10.00%*	$10,000
PACE Visa Credit Card	10.50%	$10,000
*Based upon individual credit score and term

Share-Secured Loans

Loan	APR	Term
Share-Secured Loan	2.50%	1-60 Months

Vehicle Loans

Loan	APR	Term
New Vehicle	As Low as 6.24%*	Up to 72 Months
Used Vehicle 2022 and Newer	As Low as 6.24%*	Up to 72 Months
Used Vehicle 2010 thru 2021	As Low as 6.49%*	Up to 60 Months
*Based upon individual credit score and term

Home Equity Line of Credit Loans

Minimum Loan Amount	APR	Term
$5,000	6.00%	1 – 60 Months
$5,000	6.25%	61 – 120 Months
$5,000	6.50%	121 – 180 Months
Home Equity Line of Credit Loans subject to availability of funds in accordance with Credit Union policy on real estate secured lending.

All Loans are subject to approval.