Deposit Accounts
Dividend Rates and Annual Percentage Yield (APY) accurate as of April 1, 2022.
Share Accounts
Account |
Dividend Rate |
APY |
Regular Shares |
0.050% |
0.050% |
Club Accounts
Account |
Dividend Rate |
APY |
Christmas Club |
0.150% |
0.100% |
Convenience Club |
0.100% |
0.100% |
Tax Club |
0.100% |
0.100% |
Vacation Club |
0.150% |
0.100% |
Visa Club |
0.100% |
0.100% |
Share Certificates Of Deposits and IRA Accounts*
Term |
Minimum |
Maximum
|
Dividend Rate |
APY |
6 Month |
$500 |
$250,000 |
0.050% |
0.050% |
12 Month |
$500 |
$250,000 |
0.100% |
0.100% |
24 Month |
$1000 |
$250,000 |
0.200% |
0.200% |
*IRA Accounts are only available in a 12 Month or 24 Month Term |
Loan Accounts
Annual Percentage Rate (APR) is accurate as of January 1, 2022.
Unsecured (Signature) Loans
Loan |
APR |
Max Loan Amount |
Signature Loan |
As Low as 8.500%* |
$10,000 |
Signature Line-Of-Credit (LOC) |
As Low as 8.500%* |
$10,000 |
PACE Visa Credit Card |
10.500% |
$10,000 |
*Based upon individual credit score and term |
Share-Secured Loans
Loan |
APR |
Term |
Share-Secured Loan |
2.250% |
1-60 Months |
Vehicle Loans
Loan |
APR |
Term |
New Vehicle |
As Low as 2.50%* |
Up to 72 Months |
Used Vehicle 2019 and Newer |
As Low as 3.00%* |
Up to 72 Months |
Used Vehicle 2007 thru 2018 |
As Low as 3.50%* |
Up to 60 Months |
*Based upon individual credit score and term |
Home Equity Line of Credit Loans
Minimum Loan Amount |
APR |
Term |
$5,000 |
3.25% |
1 – 60 Months |
$5,000 |
4.00% |
61 – 120 Months |
$5,000 |
4.50% |
121 – 180 Months |
Home Equity Line of Credit Loans subject to availability of funds in
accordance with Credit Union policy on real estate secured lending. |
All Loans are subject to approval.